I am comfortable and able to meet all of my basic needs.

I may have some debt, but it doesn't prohibit attainment of basic needs

I own my own home or rent a higher end property.

I own a car.

I am employed or do not need to work to meet my needs.

I have regular access to health care

I have access to financial savings.

I have an expendable** income.

I can afford holidays or take time off.

I may stress about meeting basic needs, but still regularly achieve them.

I have some debt but it’s does not prohibit attainment of basic needs

I am employed

I have some financial savings.

I have access to health care

I have some expendable income.

I can take a holiday annually or every few years without financial burden

I frequently stress about meeting basic needs and don’t always achieve them.

I have debt and it sometimes prohibits me from meeting basic needs.

I rent lower end properties or have unstable housing.

I don’t have a car or struggle to afford fuel.

I am unemployed or qualify for government assistance.

I have no financial savings.

I have no or very limited expendable income.

I cannot afford a holiday or take time off without financial burden.